Directors & Officers (D&O) Liability

Management E&O Insurance

Directors-&-OfficersDirectors and Officers carry a tremendous amount of responsibility, managing employees and meeting the expectations their Board of Directors and Investors.

These factors put them at greater risk for claims, but can be controlled with adequate liability coverage.

Frequently Asked Questions

What is Directors and Officers liability insurance?

Directors and Officers liability insurance, sometimes referred to as a management E&O policy, protects professionals from claims that arise due to their management performance. It should not be confused with a standard E&O policy, which covers products and services, but not management activities.

Why do I need D&O insurance?
Frequently, Boards of Directors and Investors require Directors and Officers to carry D&O liability insurance. Additionally, these professionals should also protect themselves from employee practice lawsuits, which constitute nearly one half of all suits they encounter.

What can I expect to pay for D&O insurance?
We offer a variety of packages and encourage Directors and Officers to use our online application to create an appropriate policy.

Doesn’t my general liability insurance provide the same protection?
No, general liability does not provide coverage for errors and omissions. Directors and officers who carry only general liability insurance will have a gap in their insurance coverage, leaving themselves open to other types of claims.