Business Owner’s Policy (BOP)

Business Owner's PolicyBOP Liability Insurance

With all of the rewards that come with owning a business, there is always a certain amount of risk.

The smart business owner understands this, and seeks a comprehensive policy that protects their business.

Frequently Asked Questions

What is a business owner’s policy (BOP)?

BOP policies are geared for smaller, lower-risk commercial accounts. BOP combines property and general liability coverage into a single policy. This policy protects your business in the event of property damage, suspended operations, or lawsuits resulting from bodily injury or damage to property of others.

Why do I need a business owner’s policy (BOP)?
Unexpected events could be devastating to your business. Convenient and comprehensive, a BOP policy provides coverage when you need it the most. A BOP policy, for most businesses, is an accessible and inexpensive way to safeguard business assets.

What does a business owner’s policy cover?
A business owner’s policy provides both property and liability coverage, as well as business income insurance, which compensates you for lost business income and necessary operating expenses following a disaster.

Can I combine multiple types of business insurance policies?
A BOP policy bundles property and general liability insurance in a single package at a reduced premium for small to medium business owners.

Is general liability included in business owner policy insurance?
Yes, general liability insurance is included in business owner policies.